Call reports 2011
PRISM BANK — 2011
What PRISM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,017,000 | 48,503,000 | 51,297,000 | 52,018,000 |
| Total loans | 33,964,000 | 32,601,000 | 31,830,000 | 31,028,000 |
| Allowance for loan losses | 399,000 | 369,000 | 376,000 | 400,000 |
| Securities available for sale | 6,495,000 | 7,276,000 | 9,778,000 | 11,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,440,000 | 42,133,000 | 44,823,000 | 45,416,000 |
| Interest-bearing deposits | 31,243,000 | 32,003,000 | 33,724,000 | 33,573,000 |
| Noninterest-bearing deposits | 9,197,000 | 10,130,000 | 11,099,000 | 11,843,000 |
| Equity capital | 5,517,000 | 5,305,000 | 5,380,000 | 5,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,265,000 | 1,897,000 | 2,525,000 |
| Interest expense | 95,000 | 190,000 | 283,000 | 371,000 |
| Net interest income | 532,000 | 1,075,000 | 1,614,000 | 2,154,000 |
| Noninterest income | 105,000 | 217,000 | 319,000 | 436,000 |
| Noninterest expense | 459,000 | 931,000 | 1,400,000 | 1,889,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 149,000 | 302,000 | 482,000 | 619,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 302,000 | 482,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,525,000 | 4,267,000 | 4,358,000 | 4,478,000 |
| Total capital | 4,909,000 | 4,636,000 | 4,734,000 | 4,858,000 |
| Risk-weighted assets | 30,728,000 | 30,921,000 | 30,667,000 | 30,403,000 |