Call reports 2010
PRISM BANK — 2010
What PRISM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,294,000 | 44,864,000 | 45,160,000 | 45,573,000 |
| Total loans | 34,140,000 | 34,222,000 | 33,931,000 | 33,711,000 |
| Allowance for loan losses | 325,000 | 354,000 | 352,000 | 370,000 |
| Securities available for sale | 5,388,000 | 4,286,000 | 4,786,000 | 4,923,000 |
| Securities held to maturity | 116,000 | 115,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,404,000 | 38,525,000 | 38,767,000 | 39,151,000 |
| Interest-bearing deposits | 28,607,000 | 29,805,000 | 30,078,000 | 30,314,000 |
| Noninterest-bearing deposits | 7,797,000 | 8,720,000 | 8,689,000 | 8,837,000 |
| Equity capital | 5,108,000 | 5,270,000 | 5,316,000 | 5,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,310,000 | 1,944,000 | 2,573,000 |
| Interest expense | 127,000 | 243,000 | 347,000 | 449,000 |
| Net interest income | 520,000 | 1,067,000 | 1,597,000 | 2,124,000 |
| Noninterest income | 84,000 | 187,000 | 306,000 | 423,000 |
| Noninterest expense | 462,000 | 911,000 | 1,356,000 | 1,841,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 122,000 | 297,000 | 471,000 | 600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 297,000 | 471,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,082,000 | 4,233,000 | 4,293,000 | 4,399,000 |
| Total capital | 4,407,000 | 4,587,000 | 4,645,000 | 4,769,000 |
| Risk-weighted assets | 30,782,000 | 31,104,000 | 31,060,000 | 30,369,000 |