Call reports 2009
PRISM BANK — 2009
What PRISM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,549,000 | 43,876,000 | 43,370,000 | 43,228,000 |
| Total loans | 31,269,000 | 31,275,000 | 31,499,000 | 32,970,000 |
| Allowance for loan losses | 314,000 | 317,000 | 340,000 | 324,000 |
| Securities available for sale | 5,953,000 | 7,121,000 | 6,965,000 | 5,643,000 |
| Securities held to maturity | 223,000 | 223,000 | 117,000 | 117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,824,000 | 36,732,000 | 36,426,000 | 36,989,000 |
| Interest-bearing deposits | 28,436,000 | 28,345,000 | 28,417,000 | 28,692,000 |
| Noninterest-bearing deposits | 8,388,000 | 8,387,000 | 8,009,000 | 8,297,000 |
| Equity capital | 4,643,000 | 4,710,000 | 4,904,000 | 5,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,313,000 | 1,950,000 | 2,603,000 |
| Interest expense | 192,000 | 361,000 | 513,000 | 654,000 |
| Net interest income | 464,000 | 952,000 | 1,437,000 | 1,949,000 |
| Noninterest income | 98,000 | 220,000 | 341,000 | 461,000 |
| Noninterest expense | 461,000 | 916,000 | 1,370,000 | 1,873,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 71,000 | 196,000 | 318,000 | 450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 196,000 | 318,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,671,000 | 3,773,000 | 3,873,000 | 3,981,000 |
| Total capital | 3,985,000 | 4,090,000 | 4,213,000 | 4,305,000 |
| Risk-weighted assets | 29,124,000 | 29,515,000 | 29,617,000 | 30,087,000 |