Call reports 2007
PRISM BANK — 2007
What PRISM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,527,000 | 38,561,000 | 37,464,000 | 38,844,000 |
| Total loans | 25,364,000 | 26,513,000 | 26,795,000 | 27,776,000 |
| Allowance for loan losses | 294,000 | 333,000 | 348,000 | 334,000 |
| Securities available for sale | 7,130,000 | 6,922,000 | 5,856,000 | 6,845,000 |
| Securities held to maturity | 0 | 0 | 220,000 | 221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,079,000 | 35,120,000 | 33,830,000 | 32,184,000 |
| Interest-bearing deposits | 26,806,000 | 27,078,000 | 26,571,000 | 24,759,000 |
| Noninterest-bearing deposits | 7,273,000 | 8,042,000 | 7,259,000 | 7,425,000 |
| Equity capital | 3,332,000 | 3,323,000 | 3,488,000 | 3,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,225,000 | 1,871,000 | 2,525,000 |
| Interest expense | 210,000 | 429,000 | 656,000 | 891,000 |
| Net interest income | 385,000 | 796,000 | 1,215,000 | 1,634,000 |
| Noninterest income | 106,000 | 212,000 | 341,000 | 489,000 |
| Noninterest expense | 441,000 | 899,000 | 1,360,000 | 1,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 109,000 | 196,000 | 295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 109,000 | 196,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,641,000 | 2,668,000 | 2,755,000 | 2,838,000 |
| Total capital | 2,935,000 | 3,001,000 | 3,089,000 | 3,172,000 |
| Risk-weighted assets | 24,788,000 | 25,949,000 | 25,933,000 | 27,455,000 |