Call reports 2006
PRISM BANK — 2006
What PRISM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,392,000 | 36,119,000 | 35,434,000 | 36,638,000 |
| Total loans | 22,285,000 | 23,173,000 | 23,844,000 | 25,316,000 |
| Allowance for loan losses | 483,000 | 470,000 | 401,000 | 416,000 |
| Securities available for sale | 7,824,000 | 7,534,000 | 7,311,000 | 7,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,113,000 | 31,318,000 | 32,067,000 | 32,581,000 |
| Interest-bearing deposits | 24,861,000 | 22,996,000 | 24,586,000 | 25,422,000 |
| Noninterest-bearing deposits | 7,252,000 | 8,322,000 | 7,481,000 | 7,159,000 |
| Equity capital | 3,214,000 | 3,136,000 | 3,271,000 | 3,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,055,000 | 1,625,000 | 2,226,000 |
| Interest expense | 147,000 | 300,000 | 481,000 | 674,000 |
| Net interest income | 373,000 | 755,000 | 1,144,000 | 1,552,000 |
| Noninterest income | 92,000 | 206,000 | 310,000 | 449,000 |
| Noninterest expense | 486,000 | 960,000 | 1,395,000 | 1,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -21,000 | 1,000 | 59,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | 1,000 | 59,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,640,000 | 2,644,000 | 2,682,000 | 2,747,000 |
| Total capital | 2,921,000 | 2,942,000 | 2,967,000 | 3,055,000 |
| Risk-weighted assets | 22,249,000 | 23,638,000 | 22,709,000 | 24,571,000 |