Call reports 2002
PRISM BANK — 2002
What PRISM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,135,000 | 42,191,000 | 45,371,000 | 43,782,000 |
| Total loans | 27,411,000 | 27,997,000 | 30,048,000 | 30,050,000 |
| Allowance for loan losses | 336,000 | 343,000 | 448,000 | 426,000 |
| Securities available for sale | 6,252,000 | 6,023,000 | 6,583,000 | 5,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,837,000 | 37,660,000 | 40,991,000 | 39,258,000 |
| Interest-bearing deposits | 30,953,000 | 32,605,000 | 35,614,000 | 34,061,000 |
| Noninterest-bearing deposits | 5,884,000 | 5,055,000 | 5,378,000 | 5,197,000 |
| Equity capital | 4,167,000 | 4,397,000 | 4,210,000 | 4,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,450,000 | 2,189,000 | 2,920,000 |
| Interest expense | 275,000 | 538,000 | 811,000 | 1,069,000 |
| Net interest income | 445,000 | 912,000 | 1,378,000 | 1,851,000 |
| Noninterest income | 125,000 | 274,000 | 431,000 | 587,000 |
| Noninterest expense | 412,000 | 813,000 | 1,231,000 | 1,671,000 |
| Provision for loan losses | 83,000 | 201,000 | 600,000 | 650,000 |
| Pretax income | 75,000 | 167,000 | -39,000 | 103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 167,000 | -39,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,453,000 | 3,525,000 | 3,250,000 | 3,391,000 |
| Total capital | 3,789,000 | 3,868,000 | 3,656,000 | 3,789,000 |
| Risk-weighted assets | 29,497,000 | 30,131,000 | 32,421,000 | 31,837,000 |