Call reports 2001
PRISM BANK — 2001
What PRISM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,310,000 | 40,606,000 | 39,478,000 | 40,193,000 |
| Total loans | 24,305,000 | 24,686,000 | 24,225,000 | 26,528,000 |
| Allowance for loan losses | 275,000 | 272,000 | 281,000 | 257,000 |
| Securities available for sale | 3,806,000 | 3,583,000 | 6,079,000 | 6,181,000 |
| Securities held to maturity | 1,212,000 | 1,237,000 | 1,261,000 | 1,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,996,000 | 36,240,000 | 34,946,000 | 34,438,000 |
| Interest-bearing deposits | 31,262,000 | 30,493,000 | 29,918,000 | 29,191,000 |
| Noninterest-bearing deposits | 4,734,000 | 5,747,000 | 5,028,000 | 5,247,000 |
| Equity capital | 4,153,000 | 4,185,000 | 4,315,000 | 4,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,572,000 | 2,344,000 | 3,083,000 |
| Interest expense | 410,000 | 786,000 | 1,144,000 | 1,453,000 |
| Net interest income | 381,000 | 786,000 | 1,200,000 | 1,630,000 |
| Noninterest income | 101,000 | 211,000 | 323,000 | 455,000 |
| Noninterest expense | 432,000 | 882,000 | 1,297,000 | 1,722,000 |
| Provision for loan losses | 20,000 | 70,000 | 120,000 | 258,000 |
| Pretax income | 30,000 | 45,000 | 106,000 | 105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 45,000 | 106,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,267,000 | 3,289,000 | 3,360,000 | 3,368,000 |
| Total capital | 3,542,000 | 3,561,000 | 3,641,000 | 3,625,000 |
| Risk-weighted assets | 27,628,000 | 27,641,000 | 26,578,000 | 28,755,000 |