Call reports 2001
NORBANK — 2001
What NORBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,817,000 | 32,222,000 | 33,551,000 | 34,141,000 |
| Total loans | 15,779,000 | 15,258,000 | 14,420,000 | 13,677,000 |
| Allowance for loan losses | 321,000 | 299,000 | 319,000 | 134,000 |
| Securities available for sale | 11,181,000 | 12,296,000 | 11,438,000 | 11,350,000 |
| Securities held to maturity | 1,508,000 | 511,000 | 3,561,000 | 3,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,386,000 | 28,711,000 | 29,923,000 | 30,579,000 |
| Interest-bearing deposits | 20,740,000 | 21,597,000 | 22,243,000 | 23,311,000 |
| Noninterest-bearing deposits | 7,646,000 | 7,114,000 | 7,680,000 | 7,268,000 |
| Equity capital | 3,052,000 | 3,110,000 | 3,217,000 | 3,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,208,000 | 1,794,000 | 2,352,000 |
| Interest expense | 221,000 | 444,000 | 657,000 | 855,000 |
| Net interest income | 387,000 | 764,000 | 1,137,000 | 1,497,000 |
| Noninterest income | 31,000 | 69,000 | 97,000 | 124,000 |
| Noninterest expense | 252,000 | 504,000 | 751,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 192,000 | 354,000 | 488,000 | 624,000 |
| Income tax | 98,000 | 167,000 | 238,000 | 173,000 |
| Net income | 94,000 | 187,000 | 250,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,939,000 | 2,932,000 | 2,895,000 | 2,945,000 |
| Total capital | 3,150,000 | 3,142,000 | 3,098,000 | 3,079,000 |
| Risk-weighted assets | 16,773,000 | 16,715,000 | 16,121,000 | 16,042,000 |