Call reports 2002
PATRICK HENRY NATIONAL BANK — 2002
What PATRICK HENRY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 349,663,000 | 350,255,000 | 356,226,000 | 355,826,000 |
| Total loans | 155,395,000 | 160,447,000 | 182,545,000 | 177,206,000 |
| Allowance for loan losses | 1,239,000 | 1,274,000 | 1,282,000 | 1,254,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 116,105,000 | 116,535,000 | 112,972,000 | 97,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,489,000 | 328,177,000 | 331,663,000 | 329,541,000 |
| Interest-bearing deposits | 273,658,000 | 276,234,000 | 277,969,000 | 277,006,000 |
| Noninterest-bearing deposits | 53,831,000 | 51,943,000 | 53,694,000 | 52,535,000 |
| Equity capital | 19,921,000 | 20,400,000 | 20,904,000 | 21,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,090,000 | 10,091,000 | 15,160,000 | 20,171,000 |
| Interest expense | 2,699,000 | 5,322,000 | 7,863,000 | 10,247,000 |
| Net interest income | 2,391,000 | 4,769,000 | 7,297,000 | 9,924,000 |
| Noninterest income | 334,000 | 697,000 | 1,048,000 | 1,372,000 |
| Noninterest expense | 1,568,000 | 3,201,000 | 4,879,000 | 6,643,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,112,000 | 2,175,000 | 3,331,000 | 4,473,000 |
| Income tax | 340,000 | 670,000 | 1,035,000 | 1,409,000 |
| Net income | 772,000 | 1,505,000 | 2,296,000 | 3,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,921,000 | 20,400,000 | 20,904,000 | 21,392,000 |
| Total capital | 21,160,000 | 21,674,000 | 22,186,000 | 22,646,000 |
| Risk-weighted assets | 184,176,000 | 189,142,000 | 208,750,000 | 197,121,000 |