Call reports 2001
PATRICK HENRY NATIONAL BANK — 2001
What PATRICK HENRY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 308,202,000 | 318,638,000 | 336,428,000 | 338,732,000 |
| Total loans | 175,966,000 | 168,720,000 | 167,085,000 | 177,389,000 |
| Allowance for loan losses | 1,160,000 | 1,207,000 | 1,201,000 | 1,201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 78,063,000 | 90,772,000 | 95,874,000 | 105,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,386,000 | 298,252,000 | 312,914,000 | 317,733,000 |
| Interest-bearing deposits | 239,946,000 | 253,902,000 | 261,696,000 | 270,976,000 |
| Noninterest-bearing deposits | 48,440,000 | 44,350,000 | 51,218,000 | 46,757,000 |
| Equity capital | 18,140,000 | 18,658,000 | 19,159,000 | 19,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 11,000,000 | 16,594,000 | 21,881,000 |
| Interest expense | 3,089,000 | 6,347,000 | 9,550,000 | 12,676,000 |
| Net interest income | 2,341,000 | 4,653,000 | 7,044,000 | 9,205,000 |
| Noninterest income | 289,000 | 617,000 | 922,000 | 1,234,000 |
| Noninterest expense | 1,466,000 | 2,982,000 | 4,529,000 | 6,219,000 |
| Provision for loan losses | 30,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,134,000 | 2,198,000 | 3,302,000 | 4,040,000 |
| Income tax | 340,000 | 655,000 | 995,000 | 1,234,000 |
| Net income | 794,000 | 1,543,000 | 2,307,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,140,000 | 18,658,000 | 19,159,000 | 19,404,000 |
| Total capital | 19,300,000 | 19,865,000 | 20,360,000 | 20,605,000 |
| Risk-weighted assets | 179,089,000 | 177,870,000 | 179,751,000 | 186,499,000 |