Call reports 2013
OMNIBANK NATIONAL ASSOCIATION — 2013
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 295,831,000 | 304,848,000 | 300,894,000 | 285,236,000 |
| Total loans | 194,305,000 | 189,574,000 | 168,570,000 | 170,540,000 |
| Allowance for loan losses | 6,357,000 | 6,300,000 | 5,233,000 | 5,274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,474,000 | 272,876,000 | 268,709,000 | 254,135,000 |
| Interest-bearing deposits | 185,397,000 | 200,089,000 | 197,951,000 | 179,510,000 |
| Noninterest-bearing deposits | 78,077,000 | 72,787,000 | 70,758,000 | 74,625,000 |
| Equity capital | 31,158,000 | 30,665,000 | 30,702,000 | 29,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 5,133,000 | 7,843,000 | 10,095,000 |
| Interest expense | 330,000 | 646,000 | 946,000 | 1,195,000 |
| Net interest income | 2,169,000 | 4,487,000 | 6,897,000 | 8,900,000 |
| Noninterest income | 292,000 | 908,000 | 1,134,000 | 1,014,000 |
| Noninterest expense | 3,361,000 | 7,036,000 | 10,488,000 | 13,962,000 |
| Provision for loan losses | 0 | 0 | -876,000 | -876,000 |
| Pretax income | -900,000 | -1,641,000 | -1,581,000 | -3,172,000 |
| Income tax | -300,000 | -548,000 | -526,000 | -1,073,000 |
| Net income | -600,000 | -1,093,000 | -1,055,000 | -2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,987,000 | 24,240,000 | 24,297,000 | 22,716,000 |
| Total capital | 27,589,000 | 26,739,000 | 26,502,000 | 24,947,000 |
| Risk-weighted assets | 204,340,000 | 196,131,000 | 173,382,000 | 175,416,000 |