Call reports 2012
OMNIBANK NATIONAL ASSOCIATION — 2012
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 333,555,000 | 316,998,000 | 320,498,000 | 311,804,000 |
| Total loans | 208,067,000 | 200,205,000 | 197,711,000 | 193,003,000 |
| Allowance for loan losses | 6,156,000 | 6,090,000 | 6,119,000 | 6,314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,915,000 | 285,081,000 | 286,744,000 | 278,256,000 |
| Interest-bearing deposits | 223,395,000 | 216,291,000 | 204,179,000 | 195,082,000 |
| Noninterest-bearing deposits | 76,520,000 | 68,790,000 | 82,565,000 | 83,174,000 |
| Equity capital | 31,406,000 | 30,546,000 | 31,863,000 | 31,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,772,000 | 5,607,000 | 8,259,000 | 10,889,000 |
| Interest expense | 422,000 | 815,000 | 1,194,000 | 1,561,000 |
| Net interest income | 2,350,000 | 4,792,000 | 7,065,000 | 9,328,000 |
| Noninterest income | 392,000 | 576,000 | 1,159,000 | 1,847,000 |
| Noninterest expense | 3,208,000 | 6,582,000 | 10,096,000 | 13,533,000 |
| Provision for loan losses | 50,000 | 655,000 | 655,000 | 655,000 |
| Pretax income | -516,000 | -1,869,000 | -2,527,000 | -3,013,000 |
| Income tax | -164,000 | -657,000 | -875,000 | -1,034,000 |
| Net income | -352,000 | -1,212,000 | -1,652,000 | -1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,467,000 | 25,402,000 | 26,169,000 | 25,858,000 |
| Total capital | 29,263,000 | 28,214,000 | 28,844,000 | 28,433,000 |
| Risk-weighted assets | 220,292,000 | 221,609,000 | 210,503,000 | 202,257,000 |