Call reports 2011
OMNIBANK NATIONAL ASSOCIATION — 2011
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 367,917,000 | 325,097,000 | 349,926,000 | 335,949,000 |
| Total loans | 267,417,000 | 255,543,000 | 237,378,000 | 217,424,000 |
| Allowance for loan losses | 6,056,000 | 6,130,000 | 5,380,000 | 6,695,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,005,000 | 1,003,000 | 1,002,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,743,000 | 287,498,000 | 313,366,000 | 302,239,000 |
| Interest-bearing deposits | 252,073,000 | 206,250,000 | 228,472,000 | 213,546,000 |
| Noninterest-bearing deposits | 78,670,000 | 81,248,000 | 84,894,000 | 88,693,000 |
| Equity capital | 35,471,000 | 35,233,000 | 34,254,000 | 31,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,652,000 | 7,153,000 | 10,382,000 | 13,386,000 |
| Interest expense | 583,000 | 1,073,000 | 1,538,000 | 2,001,000 |
| Net interest income | 3,069,000 | 6,080,000 | 8,844,000 | 11,385,000 |
| Noninterest income | 234,000 | 13,000 | 315,000 | -203,000 |
| Noninterest expense | 3,021,000 | 6,104,000 | 10,031,000 | 13,597,000 |
| Provision for loan losses | 1,450,000 | 1,450,000 | 2,050,000 | 4,266,000 |
| Pretax income | -1,168,000 | -1,461,000 | -2,922,000 | -6,681,000 |
| Income tax | -417,000 | -472,000 | -954,000 | -2,217,000 |
| Net income | -751,000 | -989,000 | -1,968,000 | -4,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,345,000 | 32,052,000 | 30,900,000 | 27,698,000 |
| Total capital | 35,714,000 | 35,250,000 | 33,861,000 | 30,561,000 |
| Risk-weighted assets | 266,854,000 | 252,793,000 | 234,462,000 | 225,198,000 |