Call reports 2010
OMNIBANK NATIONAL ASSOCIATION — 2010
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 376,693,000 | 371,180,000 | 384,098,000 | 381,152,000 |
| Total loans | 316,251,000 | 308,286,000 | 291,497,000 | 279,755,000 |
| Allowance for loan losses | 4,711,000 | 5,441,000 | 4,886,000 | 6,330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,420,000 | 329,652,000 | 342,939,000 | 342,853,000 |
| Interest-bearing deposits | 258,661,000 | 259,122,000 | 258,083,000 | 266,142,000 |
| Noninterest-bearing deposits | 75,759,000 | 70,530,000 | 84,856,000 | 76,711,000 |
| Equity capital | 40,307,000 | 38,750,000 | 38,220,000 | 36,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,402,000 | 8,653,000 | 12,809,000 | 16,393,000 |
| Interest expense | 987,000 | 1,822,000 | 2,598,000 | 3,342,000 |
| Net interest income | 3,415,000 | 6,831,000 | 10,211,000 | 13,051,000 |
| Noninterest income | 285,000 | 536,000 | 458,000 | 640,000 |
| Noninterest expense | 3,392,000 | 6,853,000 | 10,793,000 | 14,977,000 |
| Provision for loan losses | 25,000 | 2,575,000 | 2,725,000 | 4,575,000 |
| Pretax income | 283,000 | -2,061,000 | -2,849,000 | -5,861,000 |
| Income tax | 106,000 | -681,000 | -939,000 | -1,953,000 |
| Net income | 177,000 | -1,380,000 | -1,910,000 | -3,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,307,000 | 38,750,000 | 38,220,000 | 33,953,000 |
| Total capital | 44,375,000 | 42,619,000 | 41,975,000 | 37,501,000 |
| Risk-weighted assets | 324,042,000 | 308,028,000 | 299,274,000 | 280,326,000 |