Call reports 2009
OMNIBANK NATIONAL ASSOCIATION — 2009
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 372,674,000 | 370,915,000 | 362,575,000 | 400,707,000 |
| Total loans | 337,918,000 | 331,940,000 | 332,241,000 | 326,170,000 |
| Allowance for loan losses | 4,730,000 | 4,394,000 | 4,187,000 | 5,480,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 996,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,638,000 | 306,172,000 | 318,320,000 | 357,350,000 |
| Interest-bearing deposits | 232,868,000 | 238,346,000 | 252,446,000 | 286,811,000 |
| Noninterest-bearing deposits | 70,770,000 | 67,826,000 | 65,874,000 | 70,539,000 |
| Equity capital | 42,006,000 | 42,065,000 | 41,746,000 | 40,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,661,000 | 9,370,000 | 13,997,000 | 18,638,000 |
| Interest expense | 1,533,000 | 2,897,000 | 4,187,000 | 5,425,000 |
| Net interest income | 3,128,000 | 6,473,000 | 9,810,000 | 13,213,000 |
| Noninterest income | 321,000 | 633,000 | 936,000 | 1,223,000 |
| Noninterest expense | 3,162,000 | 6,503,000 | 9,717,000 | 13,755,000 |
| Provision for loan losses | 45,000 | 70,000 | 965,000 | 3,065,000 |
| Pretax income | 242,000 | 533,000 | 64,000 | -2,384,000 |
| Income tax | 92,000 | 201,000 | 51,000 | -781,000 |
| Net income | 150,000 | 332,000 | 13,000 | -1,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,006,000 | 42,065,000 | 41,746,000 | 40,130,000 |
| Total capital | 45,928,000 | 46,252,000 | 45,933,000 | 44,311,000 |
| Risk-weighted assets | 340,654,000 | 333,960,000 | 336,179,000 | 332,454,000 |