Call reports 2008
OMNIBANK NATIONAL ASSOCIATION — 2008
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 387,303,000 | 366,561,000 | 386,424,000 | 385,327,000 |
| Total loans | 355,009,000 | 335,407,000 | 333,215,000 | 337,966,000 |
| Allowance for loan losses | 4,877,000 | 4,878,000 | 4,774,000 | 4,584,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 993,000 | 994,000 | 995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,702,000 | 310,175,000 | 314,819,000 | 315,003,000 |
| Interest-bearing deposits | 230,392,000 | 233,302,000 | 242,989,000 | 245,066,000 |
| Noninterest-bearing deposits | 80,310,000 | 76,873,000 | 71,830,000 | 69,937,000 |
| Equity capital | 41,544,000 | 42,242,000 | 42,620,000 | 41,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,749,000 | 12,887,000 | 18,499,000 | 23,520,000 |
| Interest expense | 2,202,000 | 4,281,000 | 6,285,000 | 8,155,000 |
| Net interest income | 4,547,000 | 8,606,000 | 12,214,000 | 15,365,000 |
| Noninterest income | 415,000 | 783,000 | 1,124,000 | 1,421,000 |
| Noninterest expense | 3,316,000 | 6,572,000 | 9,834,000 | 13,427,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 1,420,000 |
| Pretax income | 1,526,000 | 2,697,000 | 3,384,000 | 1,939,000 |
| Income tax | 568,000 | 1,041,000 | 1,350,000 | 669,000 |
| Net income | 958,000 | 1,656,000 | 2,034,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,544,000 | 42,242,000 | 42,620,000 | 41,856,000 |
| Total capital | 45,839,000 | 46,292,000 | 46,686,000 | 46,002,000 |
| Risk-weighted assets | 342,273,000 | 322,445,000 | 323,782,000 | 330,510,000 |