Call reports 2007
OMNIBANK NATIONAL ASSOCIATION — 2007
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 327,108,000 | 314,489,000 | 332,291,000 | 363,714,000 |
| Total loans | 293,459,000 | 292,353,000 | 309,461,000 | 340,186,000 |
| Allowance for loan losses | 4,367,000 | 4,601,000 | 4,618,000 | 4,748,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,780,000 | 259,180,000 | 262,526,000 | 290,469,000 |
| Interest-bearing deposits | 209,777,000 | 197,339,000 | 200,673,000 | 205,730,000 |
| Noninterest-bearing deposits | 66,003,000 | 61,841,000 | 61,853,000 | 84,739,000 |
| Equity capital | 37,446,000 | 38,475,000 | 39,798,000 | 41,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,074,000 | 14,250,000 | 21,619,000 | 29,038,000 |
| Interest expense | 2,225,000 | 4,382,000 | 6,604,000 | 8,785,000 |
| Net interest income | 4,849,000 | 9,868,000 | 15,015,000 | 20,253,000 |
| Noninterest income | 358,000 | 727,000 | 1,084,000 | 1,482,000 |
| Noninterest expense | 3,387,000 | 6,931,000 | 10,652,000 | 14,046,000 |
| Provision for loan losses | 381,000 | 593,000 | 593,000 | 863,000 |
| Pretax income | 1,439,000 | 3,071,000 | 4,854,000 | 6,826,000 |
| Income tax | 743,000 | 1,346,000 | 2,132,000 | 2,822,000 |
| Net income | 1,272,000 | 2,301,000 | 3,624,000 | 4,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,446,000 | 38,475,000 | 39,798,000 | 41,080,000 |
| Total capital | 41,160,000 | 42,107,000 | 43,512,000 | 45,253,000 |
| Risk-weighted assets | 295,697,000 | 288,868,000 | 295,489,000 | 332,496,000 |