Call reports 2006
OMNIBANK NATIONAL ASSOCIATION — 2006
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 293,126,000 | 299,139,000 | 303,561,000 | 332,899,000 |
| Total loans | 268,777,000 | 273,989,000 | 272,718,000 | 287,483,000 |
| Allowance for loan losses | 3,180,000 | 3,474,000 | 3,806,000 | 4,032,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,000 | 0 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,177,000 | 259,257,000 | 261,898,000 | 281,923,000 |
| Interest-bearing deposits | 190,959,000 | 196,550,000 | 199,555,000 | 213,876,000 |
| Noninterest-bearing deposits | 63,218,000 | 62,707,000 | 62,343,000 | 68,047,000 |
| Equity capital | 33,471,000 | 34,447,000 | 35,553,000 | 36,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,031,000 | 12,447,000 | 19,288,000 | 26,280,000 |
| Interest expense | 1,675,000 | 3,477,000 | 5,448,000 | 7,543,000 |
| Net interest income | 4,356,000 | 8,970,000 | 13,840,000 | 18,737,000 |
| Noninterest income | 403,000 | 738,000 | 1,080,000 | 1,428,000 |
| Noninterest expense | 2,943,000 | 6,135,000 | 9,060,000 | 12,194,000 |
| Provision for loan losses | 345,000 | 700,000 | 1,060,000 | 1,435,000 |
| Pretax income | 1,471,000 | 2,873,000 | 4,800,000 | 6,536,000 |
| Income tax | 456,000 | 882,000 | 1,703,000 | 2,348,000 |
| Net income | 1,015,000 | 1,991,000 | 3,097,000 | 4,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,471,000 | 34,447,000 | 35,553,000 | 36,644,000 |
| Total capital | 36,651,000 | 37,921,000 | 39,069,000 | 40,363,000 |
| Risk-weighted assets | 270,931,000 | 280,116,000 | 280,963,000 | 296,429,000 |