Call reports 2005
OMNIBANK NATIONAL ASSOCIATION — 2005
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 325,324,000 | 324,057,000 | 325,607,000 | 322,278,000 |
| Total loans | 282,568,000 | 270,344,000 | 269,848,000 | 261,638,000 |
| Allowance for loan losses | 3,392,000 | 3,206,000 | 3,226,000 | 2,990,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 140,000 | 116,000 | 82,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,547,000 | 263,080,000 | 263,464,000 | 269,200,000 |
| Interest-bearing deposits | 207,287,000 | 207,673,000 | 203,656,000 | 208,572,000 |
| Noninterest-bearing deposits | 57,260,000 | 55,407,000 | 59,808,000 | 60,628,000 |
| Equity capital | 30,340,000 | 30,984,000 | 31,661,000 | 32,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,045,000 | 10,430,000 | 15,930,000 | 22,152,000 |
| Interest expense | 1,414,000 | 3,022,000 | 4,690,000 | 6,450,000 |
| Net interest income | 3,631,000 | 7,408,000 | 11,240,000 | 15,702,000 |
| Noninterest income | 585,000 | 979,000 | 1,361,000 | 1,778,000 |
| Noninterest expense | 2,495,000 | 5,512,000 | 8,467,000 | 11,622,000 |
| Provision for loan losses | 282,000 | 582,000 | 897,000 | 1,404,000 |
| Pretax income | 1,439,000 | 2,293,000 | 3,237,000 | 4,454,000 |
| Income tax | 405,000 | 615,000 | 882,000 | 1,304,000 |
| Net income | 1,034,000 | 1,678,000 | 2,355,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,340,000 | 30,984,000 | 31,661,000 | 32,456,000 |
| Total capital | 33,732,000 | 34,190,000 | 34,887,000 | 35,446,000 |
| Risk-weighted assets | 284,933,000 | 274,100,000 | 273,158,000 | 271,257,000 |