Call reports 2004
OMNIBANK NATIONAL ASSOCIATION — 2004
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 308,332,000 | 315,288,000 | 305,892,000 | 306,580,000 |
| Total loans | 285,294,000 | 277,920,000 | 277,439,000 | 284,803,000 |
| Allowance for loan losses | 3,010,000 | 2,991,000 | 3,069,000 | 3,252,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 384,000 | 345,000 | 202,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,090,000 | 259,738,000 | 254,428,000 | 264,286,000 |
| Interest-bearing deposits | 203,439,000 | 207,333,000 | 205,624,000 | 208,312,000 |
| Noninterest-bearing deposits | 49,651,000 | 52,405,000 | 48,804,000 | 55,974,000 |
| Equity capital | 27,218,000 | 27,776,000 | 28,278,000 | 29,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,370,000 | 8,764,000 | 13,174,000 | 18,018,000 |
| Interest expense | 1,125,000 | 2,257,000 | 3,413,000 | 4,643,000 |
| Net interest income | 3,245,000 | 6,507,000 | 9,761,000 | 13,375,000 |
| Noninterest income | 371,000 | 678,000 | 975,000 | 1,412,000 |
| Noninterest expense | 2,691,000 | 5,157,000 | 7,743,000 | 10,019,000 |
| Provision for loan losses | 152,000 | 323,000 | 529,000 | 755,000 |
| Pretax income | 773,000 | 1,705,000 | 2,464,000 | 4,013,000 |
| Income tax | 199,000 | 572,000 | 829,000 | 1,350,000 |
| Net income | 574,000 | 1,133,000 | 1,635,000 | 2,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,218,000 | 27,776,000 | 28,278,000 | 29,306,000 |
| Total capital | 30,228,000 | 30,767,000 | 31,347,000 | 32,558,000 |
| Risk-weighted assets | 280,436,000 | 277,049,000 | 275,400,000 | 283,113,000 |