Call reports 2003
OMNIBANK NATIONAL ASSOCIATION — 2003
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 318,819,000 | 306,766,000 | 294,859,000 | 302,573,000 |
| Total loans | 279,114,000 | 267,259,000 | 270,927,000 | 278,751,000 |
| Allowance for loan losses | 2,565,000 | 2,341,000 | 2,446,000 | 2,845,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 503,000 | 430,000 | 377,000 | 337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,067,000 | 248,015,000 | 245,429,000 | 242,908,000 |
| Interest-bearing deposits | 199,686,000 | 196,404,000 | 195,721,000 | 191,354,000 |
| Noninterest-bearing deposits | 51,381,000 | 51,611,000 | 49,708,000 | 51,554,000 |
| Equity capital | 25,559,000 | 25,839,000 | 26,213,000 | 26,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,341,000 | 8,532,000 | 12,611,000 | 16,706,000 |
| Interest expense | 1,292,000 | 2,541,000 | 3,658,000 | 4,699,000 |
| Net interest income | 3,049,000 | 5,991,000 | 8,953,000 | 12,007,000 |
| Noninterest income | 261,000 | 629,000 | 1,001,000 | 1,355,000 |
| Noninterest expense | 2,257,000 | 4,846,000 | 7,463,000 | 9,769,000 |
| Provision for loan losses | 490,000 | 640,000 | 790,000 | 1,240,000 |
| Pretax income | 563,000 | 1,134,000 | 1,701,000 | 2,353,000 |
| Income tax | 141,000 | 433,000 | 626,000 | 847,000 |
| Net income | 422,000 | 701,000 | 1,075,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,559,000 | 25,839,000 | 26,213,000 | 26,644,000 |
| Total capital | 28,124,000 | 28,180,000 | 28,659,000 | 29,489,000 |
| Risk-weighted assets | 267,833,000 | 260,478,000 | 262,621,000 | 274,089,000 |