Call reports 2002
OMNIBANK NATIONAL ASSOCIATION — 2002
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 295,010,000 | 289,371,000 | 289,782,000 | 296,471,000 |
| Total loans | 270,439,000 | 264,414,000 | 266,246,000 | 274,408,000 |
| Allowance for loan losses | 3,205,000 | 3,338,000 | 3,352,000 | 2,037,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 808,000 | 712,000 | 645,000 | 563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,310,000 | 253,513,000 | 256,285,000 | 247,824,000 |
| Interest-bearing deposits | 211,001,000 | 203,174,000 | 202,351,000 | 193,426,000 |
| Noninterest-bearing deposits | 48,309,000 | 50,339,000 | 53,934,000 | 54,398,000 |
| Equity capital | 23,285,000 | 23,875,000 | 24,377,000 | 25,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,587,000 | 9,179,000 | 13,487,000 | 17,817,000 |
| Interest expense | 1,815,000 | 3,477,000 | 5,004,000 | 6,392,000 |
| Net interest income | 2,772,000 | 5,702,000 | 8,483,000 | 11,425,000 |
| Noninterest income | 361,000 | 993,000 | 1,342,000 | 1,646,000 |
| Noninterest expense | 2,473,000 | 4,911,000 | 7,281,000 | 9,603,000 |
| Provision for loan losses | 90,000 | 240,000 | 240,000 | 240,000 |
| Pretax income | 570,000 | 1,544,000 | 2,304,000 | 3,228,000 |
| Income tax | 224,000 | 608,000 | 865,000 | 1,029,000 |
| Net income | 346,000 | 936,000 | 1,439,000 | 2,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,285,000 | 23,875,000 | 24,377,000 | 25,137,000 |
| Total capital | 26,311,000 | 26,974,000 | 27,420,000 | 27,174,000 |
| Risk-weighted assets | 241,938,000 | 247,699,000 | 243,109,000 | 262,061,000 |