Call reports 2001
OMNIBANK NATIONAL ASSOCIATION — 2001
What OMNIBANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 279,853,000 | 299,491,000 | 297,774,000 | 292,516,000 |
| Total loans | 252,613,000 | 266,597,000 | 268,365,000 | 267,813,000 |
| Allowance for loan losses | 2,685,000 | 2,672,000 | 2,619,000 | 3,308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,182,000 | 2,109,000 | 1,990,000 | 896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,190,000 | 243,274,000 | 259,365,000 | 245,506,000 |
| Interest-bearing deposits | 203,281,000 | 197,061,000 | 212,521,000 | 195,281,000 |
| Noninterest-bearing deposits | 44,909,000 | 46,212,000 | 46,844,000 | 50,225,000 |
| Equity capital | 21,782,000 | 22,302,000 | 22,783,000 | 22,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,388,000 | 12,347,000 | 18,100,000 | 22,906,000 |
| Interest expense | 3,014,000 | 5,849,000 | 8,681,000 | 10,908,000 |
| Net interest income | 3,374,000 | 6,498,000 | 9,419,000 | 11,998,000 |
| Noninterest income | 486,000 | 821,000 | 1,293,000 | 1,958,000 |
| Noninterest expense | 2,296,000 | 4,792,000 | 7,463,000 | 9,602,000 |
| Provision for loan losses | 150,000 | 400,000 | 400,000 | 1,225,000 |
| Pretax income | 1,414,000 | 2,127,000 | 2,849,000 | 3,129,000 |
| Income tax | 505,000 | 698,000 | 939,000 | 1,064,000 |
| Net income | 909,000 | 1,429,000 | 1,910,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,782,000 | 22,302,000 | 22,783,000 | 22,939,000 |
| Total capital | 24,467,000 | 24,974,000 | 25,402,000 | 25,981,000 |
| Risk-weighted assets | 238,405,000 | 243,912,000 | 242,648,000 | 243,135,000 |