Call reports 2007
DIABLO VALLEY BANK — 2007
What DIABLO VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 254,642,000 |
| Total loans | 201,694,000 |
| Allowance for loan losses | 2,489,000 |
| Securities available for sale | 2,244,000 |
| Securities held to maturity | 5,998,000 |
| Trading assets | 0 |
| Total deposits | 229,540,000 |
| Interest-bearing deposits | 182,014,000 |
| Noninterest-bearing deposits | 47,526,000 |
| Equity capital | 24,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 4,493,000 |
| Interest expense | 1,721,000 |
| Net interest income | 2,772,000 |
| Noninterest income | 64,000 |
| Noninterest expense | 1,914,000 |
| Provision for loan losses | 100,000 |
| Pretax income | 822,000 |
| Income tax | 436,000 |
| Net income | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 24,109,000 |
| Total capital | 26,638,000 |
| Risk-weighted assets | 224,160,000 |