Call reports 2006
DIABLO VALLEY BANK — 2006
What DIABLO VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 213,931,000 | 222,032,000 | 228,452,000 | 249,319,000 |
| Total loans | 153,973,000 | 173,776,000 | 179,583,000 | 199,412,000 |
| Allowance for loan losses | 1,950,000 | 2,160,000 | 2,280,000 | 2,389,000 |
| Securities available for sale | 6,618,000 | 6,122,000 | 4,910,000 | 2,238,000 |
| Securities held to maturity | 6,494,000 | 6,495,000 | 6,496,000 | 6,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,021,000 | 193,853,000 | 204,217,000 | 224,215,000 |
| Interest-bearing deposits | 151,413,000 | 152,407,000 | 164,267,000 | 178,650,000 |
| Noninterest-bearing deposits | 39,608,000 | 41,446,000 | 39,950,000 | 45,565,000 |
| Equity capital | 22,278,000 | 22,830,000 | 23,498,000 | 24,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,218,000 | 6,984,000 | 11,060,000 | 15,559,000 |
| Interest expense | 882,000 | 2,087,000 | 3,530,000 | 5,222,000 |
| Net interest income | 2,336,000 | 4,897,000 | 7,530,000 | 10,337,000 |
| Noninterest income | 46,000 | 94,000 | 152,000 | 220,000 |
| Noninterest expense | 1,494,000 | 2,990,000 | 4,530,000 | 6,446,000 |
| Provision for loan losses | 25,000 | 235,000 | 355,000 | 464,000 |
| Pretax income | 863,000 | 1,766,000 | 2,777,000 | 3,627,000 |
| Income tax | 376,000 | 756,000 | 1,180,000 | 1,620,000 |
| Net income | 487,000 | 1,010,000 | 1,597,000 | 2,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,294,000 | 22,877,000 | 23,514,000 | 23,649,000 |
| Total capital | 24,244,000 | 25,037,000 | 25,794,000 | 26,078,000 |
| Risk-weighted assets | 178,514,000 | 200,549,000 | 202,759,000 | 224,260,000 |