Call reports 2003
DIABLO VALLEY BANK — 2003
What DIABLO VALLEY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 41,483,000 |
| Total loans | 6,988,000 |
| Allowance for loan losses | 70,000 |
| Securities available for sale | 3,023,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 26,339,000 |
| Interest-bearing deposits | 23,445,000 |
| Noninterest-bearing deposits | 2,894,000 |
| Equity capital | 15,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 82,000 |
| Interest expense | 32,000 |
| Net interest income | 50,000 |
| Noninterest income | 3,000 |
| Noninterest expense | 1,362,000 |
| Provision for loan losses | 70,000 |
| Pretax income | -1,379,000 |
| Income tax | 0 |
| Net income | -1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 15,121,000 |
| Total capital | 15,191,000 |
| Risk-weighted assets | 14,737,000 |