Call reports 2016
FIRST SAVINGS BANK OF HEGEWISCH — 2016
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 616,210,000 | 614,805,000 | 675,750,000 | 677,913,000 |
| Total loans | 328,132,000 | 323,404,000 | 370,075,000 | 369,346,000 |
| Allowance for loan losses | 1,864,000 | 1,962,000 | 1,737,000 | 1,664,000 |
| Securities available for sale | 540,000 | 517,000 | 497,000 | 479,000 |
| Securities held to maturity | 124,002,000 | 112,230,000 | 122,575,000 | 126,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,449,000 | 532,230,000 | 575,888,000 | 576,791,000 |
| Interest-bearing deposits | 499,093,000 | 494,745,000 | 537,208,000 | 535,665,000 |
| Noninterest-bearing deposits | 35,356,000 | 37,485,000 | 38,680,000 | 41,126,000 |
| Equity capital | 81,190,000 | 81,860,000 | 98,571,000 | 99,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,413,000 | 8,956,000 | 13,697,000 | 18,286,000 |
| Interest expense | 655,000 | 1,319,000 | 2,019,000 | 2,772,000 |
| Net interest income | 3,758,000 | 7,637,000 | 11,678,000 | 15,514,000 |
| Noninterest income | 289,000 | 604,000 | 932,000 | 1,310,000 |
| Noninterest expense | 2,864,000 | 5,814,000 | 8,977,000 | 12,062,000 |
| Provision for loan losses | 0 | 155,000 | 185,000 | 253,000 |
| Pretax income | 1,183,000 | 2,272,000 | 3,448,000 | 4,509,000 |
| Income tax | 450,000 | 868,000 | 1,318,000 | 1,725,000 |
| Net income | 733,000 | 1,404,000 | 2,130,000 | 2,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,099,000 | 81,772,000 | 98,257,000 | 98,917,000 |
| Total capital | 82,963,000 | 83,734,000 | 99,994,000 | 100,581,000 |
| Risk-weighted assets | 200,540,000 | 196,247,000 | 228,328,000 | 232,335,000 |