Call reports 2015
FIRST SAVINGS BANK OF HEGEWISCH — 2015
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 566,485,000 | 567,898,000 | 603,100,000 | 610,454,000 |
| Total loans | 324,228,000 | 323,572,000 | 332,926,000 | 330,382,000 |
| Allowance for loan losses | 1,902,000 | 1,872,000 | 1,882,000 | 1,935,000 |
| Securities available for sale | 637,000 | 616,000 | 586,000 | 558,000 |
| Securities held to maturity | 110,405,000 | 114,027,000 | 121,126,000 | 128,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,837,000 | 493,432,000 | 522,482,000 | 529,257,000 |
| Interest-bearing deposits | 461,444,000 | 461,336,000 | 491,983,000 | 493,640,000 |
| Noninterest-bearing deposits | 31,393,000 | 32,096,000 | 30,499,000 | 35,617,000 |
| Equity capital | 72,978,000 | 73,699,000 | 79,582,000 | 80,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,225,000 | 8,386,000 | 12,712,000 | 17,063,000 |
| Interest expense | 649,000 | 1,293,000 | 1,948,000 | 2,640,000 |
| Net interest income | 3,576,000 | 7,093,000 | 10,764,000 | 14,423,000 |
| Noninterest income | 279,000 | 572,000 | 891,000 | 1,448,000 |
| Noninterest expense | 2,580,000 | 5,194,000 | 7,856,000 | 10,715,000 |
| Provision for loan losses | 75,000 | 85,000 | 95,000 | 205,000 |
| Pretax income | 1,200,000 | 2,386,000 | 3,704,000 | 4,951,000 |
| Income tax | 468,000 | 932,000 | 1,444,000 | 1,817,000 |
| Net income | 732,000 | 1,454,000 | 2,260,000 | 3,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,978,000 | 73,699,000 | 79,518,000 | 80,395,000 |
| Total capital | 74,880,000 | 75,571,000 | 81,400,000 | 82,330,000 |
| Risk-weighted assets | 197,367,000 | 196,651,000 | 201,814,000 | 202,152,000 |