Call reports 2014
FIRST SAVINGS BANK OF HEGEWISCH — 2014
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 569,182,000 | 564,982,000 | 559,453,000 | 563,300,000 |
| Total loans | 332,914,000 | 337,793,000 | 333,979,000 | 328,335,000 |
| Allowance for loan losses | 1,999,000 | 1,989,000 | 1,983,000 | 1,925,000 |
| Securities available for sale | 790,000 | 740,000 | 699,000 | 662,000 |
| Securities held to maturity | 114,027,000 | 117,720,000 | 115,089,000 | 112,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,771,000 | 493,781,000 | 487,012,000 | 490,487,000 |
| Interest-bearing deposits | 468,609,000 | 465,375,000 | 459,197,000 | 461,777,000 |
| Noninterest-bearing deposits | 30,162,000 | 28,406,000 | 27,815,000 | 28,710,000 |
| Equity capital | 69,893,000 | 70,704,000 | 71,521,000 | 72,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,345,000 | 8,711,000 | 13,048,000 | 17,328,000 |
| Interest expense | 701,000 | 1,388,000 | 2,071,000 | 2,774,000 |
| Net interest income | 3,644,000 | 7,323,000 | 10,977,000 | 14,554,000 |
| Noninterest income | 264,000 | 633,000 | 934,000 | 1,226,000 |
| Noninterest expense | 2,446,000 | 5,049,000 | 7,526,000 | 10,079,000 |
| Provision for loan losses | 105,000 | 205,000 | 340,000 | 470,000 |
| Pretax income | 1,357,000 | 2,702,000 | 4,045,000 | 5,231,000 |
| Income tax | 532,000 | 1,062,000 | 1,587,000 | 2,049,000 |
| Net income | 825,000 | 1,640,000 | 2,458,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,876,000 | 70,690,000 | 71,509,000 | 72,234,000 |
| Total capital | 71,875,000 | 72,679,000 | 73,492,000 | 74,159,000 |
| Risk-weighted assets | 203,296,000 | 206,444,000 | 204,762,000 | 201,545,000 |