Call reports 2013
FIRST SAVINGS BANK OF HEGEWISCH — 2013
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 562,185,000 | 563,156,000 | 563,054,000 | 564,530,000 |
| Total loans | 323,900,000 | 328,428,000 | 334,943,000 | 334,176,000 |
| Allowance for loan losses | 1,984,000 | 2,000,000 | 1,938,000 | 1,962,000 |
| Securities available for sale | 902,000 | 873,000 | 838,000 | 812,000 |
| Securities held to maturity | 119,627,000 | 110,573,000 | 109,078,000 | 109,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,316,000 | 495,166,000 | 493,898,000 | 495,003,000 |
| Interest-bearing deposits | 468,405,000 | 466,592,000 | 469,648,000 | 468,110,000 |
| Noninterest-bearing deposits | 25,911,000 | 28,574,000 | 24,250,000 | 26,893,000 |
| Equity capital | 66,406,000 | 67,290,000 | 68,222,000 | 69,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,547,000 | 9,023,000 | 13,423,000 | 17,806,000 |
| Interest expense | 816,000 | 1,598,000 | 2,363,000 | 3,127,000 |
| Net interest income | 3,731,000 | 7,425,000 | 11,060,000 | 14,679,000 |
| Noninterest income | 278,000 | 595,000 | 902,000 | 1,206,000 |
| Noninterest expense | 2,389,000 | 4,921,000 | 7,309,000 | 9,780,000 |
| Provision for loan losses | 0 | 16,000 | 31,000 | 86,000 |
| Pretax income | 1,620,000 | 3,083,000 | 4,622,000 | 6,019,000 |
| Income tax | 638,000 | 1,216,000 | 1,820,000 | 2,368,000 |
| Net income | 982,000 | 1,867,000 | 2,802,000 | 3,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,384,000 | 67,269,000 | 68,204,000 | 69,052,000 |
| Total capital | 68,368,000 | 69,269,000 | 70,142,000 | 71,014,000 |
| Risk-weighted assets | 199,978,000 | 200,205,000 | 203,440,000 | 202,910,000 |