Call reports 2012
FIRST SAVINGS BANK OF HEGEWISCH — 2012
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 558,515,000 | 559,019,000 | 552,842,000 | 557,062,000 |
| Total loans | 308,952,000 | 315,364,000 | 312,371,000 | 309,833,000 |
| Allowance for loan losses | 1,943,000 | 2,001,000 | 2,044,000 | 2,019,000 |
| Securities available for sale | 1,051,000 | 1,025,000 | 992,000 | 957,000 |
| Securities held to maturity | 141,697,000 | 133,205,000 | 125,744,000 | 124,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,084,000 | 494,794,000 | 487,315,000 | 490,617,000 |
| Interest-bearing deposits | 468,966,000 | 470,771,000 | 464,624,000 | 463,424,000 |
| Noninterest-bearing deposits | 26,118,000 | 24,023,000 | 22,691,000 | 27,193,000 |
| Equity capital | 62,210,000 | 63,274,000 | 64,414,000 | 65,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,182,000 | 10,282,000 | 15,186,000 | 19,895,000 |
| Interest expense | 1,052,000 | 2,052,000 | 2,989,000 | 3,890,000 |
| Net interest income | 4,130,000 | 8,230,000 | 12,197,000 | 16,005,000 |
| Noninterest income | 309,000 | 631,000 | 940,000 | 1,232,000 |
| Noninterest expense | 2,360,000 | 4,975,000 | 7,257,000 | 9,686,000 |
| Provision for loan losses | 240,000 | 298,000 | 398,000 | 408,000 |
| Pretax income | 1,839,000 | 3,588,000 | 5,482,000 | 7,143,000 |
| Income tax | 719,000 | 1,405,000 | 2,158,000 | 2,810,000 |
| Net income | 1,120,000 | 2,183,000 | 3,324,000 | 4,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,190,000 | 63,252,000 | 64,391,000 | 65,402,000 |
| Total capital | 64,133,000 | 65,253,000 | 66,435,000 | 67,421,000 |
| Risk-weighted assets | 196,204,000 | 197,410,000 | 194,576,000 | 194,096,000 |