Call reports 2010
FIRST SAVINGS BANK OF HEGEWISCH — 2010
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 539,967,000 | 541,406,000 | 537,482,000 | 532,328,000 |
| Total loans | 286,620,000 | 295,570,000 | 290,983,000 | 291,215,000 |
| Allowance for loan losses | 1,077,000 | 1,123,000 | 1,147,000 | 1,336,000 |
| Securities available for sale | 1,416,000 | 1,358,000 | 1,282,000 | 1,252,000 |
| Securities held to maturity | 158,383,000 | 143,124,000 | 141,849,000 | 141,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,175,000 | 485,307,000 | 480,033,000 | 474,139,000 |
| Interest-bearing deposits | 466,964,000 | 466,820,000 | 457,781,000 | 455,089,000 |
| Noninterest-bearing deposits | 18,211,000 | 18,487,000 | 22,252,000 | 19,050,000 |
| Equity capital | 53,793,000 | 54,753,000 | 55,752,000 | 56,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,778,000 | 11,411,000 | 16,944,000 | 22,278,000 |
| Interest expense | 2,135,000 | 4,057,000 | 5,694,000 | 7,130,000 |
| Net interest income | 3,643,000 | 7,354,000 | 11,250,000 | 15,148,000 |
| Noninterest income | 308,000 | 708,000 | 1,049,000 | 1,399,000 |
| Noninterest expense | 2,316,000 | 4,733,000 | 7,138,000 | 9,322,000 |
| Provision for loan losses | 185,000 | 315,000 | 475,000 | 664,000 |
| Pretax income | 1,450,000 | 3,014,000 | 4,686,000 | 6,561,000 |
| Income tax | 574,000 | 1,182,000 | 1,848,000 | 2,609,000 |
| Net income | 876,000 | 1,832,000 | 2,838,000 | 3,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,765,000 | 54,726,000 | 55,727,000 | 56,842,000 |
| Total capital | 54,842,000 | 55,849,000 | 56,874,000 | 58,178,000 |
| Risk-weighted assets | 196,910,000 | 201,456,000 | 192,655,000 | 192,148,000 |