Call reports 2009
FIRST SAVINGS BANK OF HEGEWISCH — 2009
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 517,635,000 | 525,057,000 | 531,925,000 | 532,776,000 |
| Total loans | 261,576,000 | 281,200,000 | 288,284,000 | 287,859,000 |
| Allowance for loan losses | 550,000 | 669,000 | 791,000 | 1,068,000 |
| Securities available for sale | 4,200,000 | 1,525,000 | 1,492,000 | 1,450,000 |
| Securities held to maturity | 190,957,000 | 180,409,000 | 173,234,000 | 168,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,965,000 | 472,298,000 | 478,175,000 | 479,124,000 |
| Interest-bearing deposits | 0 | 454,597,000 | 459,782,000 | 459,769,000 |
| Noninterest-bearing deposits | 465,965,000 | 17,701,000 | 18,393,000 | 19,355,000 |
| Equity capital | 50,611,000 | 51,344,000 | 52,182,000 | 52,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,202,000 | 12,268,000 | 18,285,000 | 24,245,000 |
| Interest expense | 2,902,000 | 5,606,000 | 8,172,000 | 10,563,000 |
| Net interest income | 3,300,000 | 6,662,000 | 10,113,000 | 13,682,000 |
| Noninterest income | 295,000 | 691,000 | 1,026,000 | 1,350,000 |
| Noninterest expense | 2,531,000 | 4,956,000 | 7,289,000 | 9,710,000 |
| Provision for loan losses | 55,000 | 190,000 | 312,000 | 587,000 |
| Pretax income | 1,009,000 | 2,307,000 | 3,638,000 | 4,835,000 |
| Income tax | 416,000 | 946,000 | 1,443,000 | 1,914,000 |
| Net income | 593,000 | 1,361,000 | 2,195,000 | 2,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,477,000 | 51,328,000 | 52,162,000 | 52,880,000 |
| Total capital | 51,027,000 | 51,997,000 | 52,953,000 | 53,948,000 |
| Risk-weighted assets | 189,889,000 | 194,039,000 | 196,912,000 | 198,445,000 |