Call reports 2007
FIRST SAVINGS BANK OF HEGEWISCH — 2007
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 458,104,000 | 467,353,000 | 471,591,000 | 476,466,000 |
| Total loans | 208,425,000 | 216,059,000 | 226,545,000 | 230,403,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 7,454,000 | 11,840,000 | 11,706,000 | 10,038,000 |
| Securities held to maturity | 198,173,000 | 201,763,000 | 203,445,000 | 203,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,005,000 | 414,716,000 | 418,106,000 | 422,642,000 |
| Interest-bearing deposits | 389,043,000 | 397,564,000 | 400,024,000 | 405,227,000 |
| Noninterest-bearing deposits | 16,962,000 | 17,152,000 | 18,082,000 | 17,415,000 |
| Equity capital | 45,984,000 | 46,392,000 | 47,021,000 | 47,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,744,000 | 11,682,000 | 17,764,000 | 23,995,000 |
| Interest expense | 3,077,000 | 6,364,000 | 9,756,000 | 13,287,000 |
| Net interest income | 2,667,000 | 5,318,000 | 8,008,000 | 10,708,000 |
| Noninterest income | 273,000 | 651,000 | 965,000 | 1,281,000 |
| Noninterest expense | 2,192,000 | 4,269,000 | 6,387,000 | 8,505,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 748,000 | 1,700,000 | 2,586,000 | 3,484,000 |
| Income tax | 304,000 | 699,000 | 1,051,000 | 1,408,000 |
| Net income | 444,000 | 1,001,000 | 1,535,000 | 2,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,176,000 | 45,822,000 | 46,445,000 | 47,073,000 |
| Total capital | 45,576,000 | 46,222,000 | 46,845,000 | 47,473,000 |
| Risk-weighted assets | 160,561,000 | 166,643,000 | 171,674,000 | 177,618,000 |