Call reports 2006
FIRST SAVINGS BANK OF HEGEWISCH — 2006
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 429,569,000 | 437,486,000 | 435,862,000 | 445,810,000 |
| Total loans | 178,203,000 | 191,762,000 | 196,389,000 | 199,113,000 |
| Allowance for loan losses | 395,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 4,984,000 | 4,512,000 | 3,993,000 | 5,666,000 |
| Securities held to maturity | 212,666,000 | 206,281,000 | 202,174,000 | 198,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,391,000 | 386,721,000 | 384,304,000 | 394,224,000 |
| Interest-bearing deposits | 365,825,000 | 372,599,000 | 370,807,000 | 377,464,000 |
| Noninterest-bearing deposits | 13,566,000 | 14,122,000 | 13,497,000 | 16,760,000 |
| Equity capital | 44,120,000 | 44,610,000 | 45,095,000 | 45,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,867,000 | 10,015,000 | 15,374,000 | 20,872,000 |
| Interest expense | 2,217,000 | 4,689,000 | 7,422,000 | 10,405,000 |
| Net interest income | 2,650,000 | 5,326,000 | 7,952,000 | 10,467,000 |
| Noninterest income | 275,000 | 545,000 | 841,000 | 1,127,000 |
| Noninterest expense | 2,052,000 | 4,163,000 | 6,274,000 | 8,307,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 858,000 | 1,688,000 | 2,499,000 | 3,267,000 |
| Income tax | 339,000 | 669,000 | 1,008,000 | 1,334,000 |
| Net income | 519,000 | 1,019,000 | 1,491,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,966,000 | 43,555,000 | 44,115,000 | 44,640,000 |
| Total capital | 43,361,000 | 43,955,000 | 44,515,000 | 45,040,000 |
| Risk-weighted assets | 137,928,000 | 144,992,000 | 147,228,000 | 150,692,000 |