Call reports 2005
FIRST SAVINGS BANK OF HEGEWISCH — 2005
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 423,157,000 | 426,194,000 | 425,321,000 | 423,321,000 |
| Total loans | 139,750,000 | 146,276,000 | 155,781,000 | 171,243,000 |
| Allowance for loan losses | 350,000 | 350,000 | 365,000 | 380,000 |
| Securities available for sale | 7,604,000 | 6,819,000 | 6,154,000 | 5,490,000 |
| Securities held to maturity | 235,163,000 | 223,680,000 | 225,796,000 | 215,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,318,000 | 377,530,000 | 375,917,000 | 373,377,000 |
| Interest-bearing deposits | 361,554,000 | 363,831,000 | 361,184,000 | 360,107,000 |
| Noninterest-bearing deposits | 13,764,000 | 13,699,000 | 14,733,000 | 13,270,000 |
| Equity capital | 42,024,000 | 42,570,000 | 43,106,000 | 43,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,334,000 | 8,774,000 | 13,291,000 | 17,943,000 |
| Interest expense | 1,729,000 | 3,556,000 | 5,483,000 | 7,581,000 |
| Net interest income | 2,605,000 | 5,218,000 | 7,808,000 | 10,362,000 |
| Noninterest income | 225,000 | 486,000 | 756,000 | 1,022,000 |
| Noninterest expense | 1,953,000 | 3,954,000 | 5,901,000 | 7,849,000 |
| Provision for loan losses | 3,000 | 3,000 | 20,000 | 35,000 |
| Pretax income | 874,000 | 1,747,000 | 2,643,000 | 3,500,000 |
| Income tax | 336,000 | 668,000 | 1,013,000 | 1,333,000 |
| Net income | 538,000 | 1,079,000 | 1,630,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,457,000 | 41,086,000 | 41,726,000 | 42,355,000 |
| Total capital | 40,807,000 | 41,436,000 | 42,091,000 | 42,735,000 |
| Risk-weighted assets | 116,297,000 | 119,744,000 | 126,955,000 | 133,201,000 |