Call reports 2004
FIRST SAVINGS BANK OF HEGEWISCH — 2004
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 416,958,000 | 421,238,000 | 421,662,000 | 422,516,000 |
| Total loans | 120,690,000 | 126,111,000 | 131,388,000 | 136,498,000 |
| Allowance for loan losses | 350,000 | 350,000 | 350,000 | 350,000 |
| Securities available for sale | 22,790,000 | 19,252,000 | 9,453,000 | 8,195,000 |
| Securities held to maturity | 187,421,000 | 187,401,000 | 216,766,000 | 229,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,408,000 | 374,671,000 | 372,406,000 | 375,463,000 |
| Interest-bearing deposits | 358,144,000 | 361,662,000 | 359,480,000 | 362,464,000 |
| Noninterest-bearing deposits | 12,264,000 | 13,009,000 | 12,926,000 | 12,999,000 |
| Equity capital | 40,423,000 | 40,548,000 | 41,128,000 | 41,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,158,000 | 8,122,000 | 12,301,000 | 16,537,000 |
| Interest expense | 1,685,000 | 3,321,000 | 4,972,000 | 6,689,000 |
| Net interest income | 2,473,000 | 4,801,000 | 7,329,000 | 9,848,000 |
| Noninterest income | 227,000 | 475,000 | 730,000 | 966,000 |
| Noninterest expense | 1,847,000 | 3,850,000 | 5,703,000 | 7,801,000 |
| Provision for loan losses | 2,000 | 2,000 | 5,000 | 8,000 |
| Pretax income | 851,000 | 1,424,000 | 2,673,000 | 3,327,000 |
| Income tax | 333,000 | 561,000 | 1,035,000 | 1,275,000 |
| Net income | 518,000 | 863,000 | 1,638,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,031,000 | 38,464,000 | 39,328,000 | 39,830,000 |
| Total capital | 38,381,000 | 38,814,000 | 39,678,000 | 40,180,000 |
| Risk-weighted assets | 115,902,000 | 117,485,000 | 114,724,000 | 116,968,000 |