Call reports 2003
FIRST SAVINGS BANK OF HEGEWISCH — 2003
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 408,074,000 | 416,490,000 | 412,957,000 | 414,359,000 |
| Total loans | 115,274,000 | 110,236,000 | 112,799,000 | 120,770,000 |
| Allowance for loan losses | 350,000 | 350,000 | 350,000 | 350,000 |
| Securities available for sale | 56,754,000 | 48,036,000 | 29,666,000 | 25,441,000 |
| Securities held to maturity | 156,948,000 | 162,088,000 | 171,358,000 | 184,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,560,000 | 366,548,000 | 366,239,000 | 368,513,000 |
| Interest-bearing deposits | 351,061,000 | 354,679,000 | 355,302,000 | 356,946,000 |
| Noninterest-bearing deposits | 11,499,000 | 11,869,000 | 10,937,000 | 11,567,000 |
| Equity capital | 39,466,000 | 39,759,000 | 39,612,000 | 39,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,698,000 | 8,931,000 | 12,675,000 | 16,674,000 |
| Interest expense | 2,054,000 | 4,000,000 | 5,841,000 | 7,604,000 |
| Net interest income | 2,644,000 | 4,931,000 | 6,834,000 | 9,070,000 |
| Noninterest income | 209,000 | 526,000 | 821,000 | 1,066,000 |
| Noninterest expense | 1,844,000 | 3,831,000 | 5,539,000 | 7,431,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,009,000 | 1,626,000 | 2,338,000 | 2,927,000 |
| Income tax | 360,000 | 600,000 | 877,000 | 1,115,000 |
| Net income | 649,000 | 1,026,000 | 1,461,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,995,000 | 36,460,000 | 36,985,000 | 37,424,000 |
| Total capital | 36,345,000 | 36,810,000 | 37,335,000 | 37,774,000 |
| Risk-weighted assets | 115,202,000 | 118,167,000 | 112,393,000 | 115,613,000 |