Call reports 2002
FIRST SAVINGS BANK OF HEGEWISCH — 2002
What FIRST SAVINGS BANK OF HEGEWISCH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 394,620,000 | 400,484,000 | 404,580,000 | 401,604,000 |
| Total loans | 117,995,000 | 121,473,000 | 122,790,000 | 118,349,000 |
| Allowance for loan losses | 320,000 | 350,000 | 350,000 | 350,000 |
| Securities available for sale | 98,689,000 | 90,610,000 | 79,919,000 | 65,697,000 |
| Securities held to maturity | 142,612,000 | 137,390,000 | 140,631,000 | 152,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,031,000 | 356,987,000 | 359,080,000 | 356,083,000 |
| Interest-bearing deposits | 344,404,000 | 346,228,000 | 348,363,000 | 345,943,000 |
| Noninterest-bearing deposits | 9,627,000 | 10,759,000 | 10,717,000 | 10,140,000 |
| Equity capital | 34,826,000 | 37,117,000 | 38,465,000 | 39,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,701,000 | 11,319,000 | 16,814,000 | 21,865,000 |
| Interest expense | 2,729,000 | 5,335,000 | 7,854,000 | 10,176,000 |
| Net interest income | 2,972,000 | 5,984,000 | 8,960,000 | 11,689,000 |
| Noninterest income | 188,000 | 411,000 | 616,000 | 824,000 |
| Noninterest expense | 1,666,000 | 3,444,000 | 5,084,000 | 6,978,000 |
| Provision for loan losses | 23,000 | 55,000 | 57,000 | 57,000 |
| Pretax income | 1,542,000 | 2,916,000 | 4,466,000 | 5,611,000 |
| Income tax | 505,000 | 957,000 | 1,527,000 | 1,950,000 |
| Net income | 1,037,000 | 1,959,000 | 2,939,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,368,000 | 33,378,000 | 34,447,000 | 35,257,000 |
| Total capital | 32,688,000 | 33,728,000 | 34,797,000 | 35,607,000 |
| Risk-weighted assets | 104,817,000 | 114,512,000 | 110,608,000 | 109,971,000 |