Call reports 2025
TOYOTA FINANCIAL SAVINGS BANK — 2025
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,170,743,000 | 11,760,815,000 | 13,902,417,000 | 15,431,880,000 |
| Total loans | 4,709,895,000 | 5,820,292,000 | 6,732,210,000 | 7,689,345,000 |
| Allowance for loan losses | 25,019,000 | 40,774,000 | 56,263,000 | 70,444,000 |
| Securities available for sale | 3,381,793,000 | 3,375,214,000 | 3,828,395,000 | 4,201,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,600,225,000 | 10,194,529,000 | 11,928,701,000 | 13,206,169,000 |
| Interest-bearing deposits | 7,600,209,000 | 10,194,479,000 | 11,928,701,000 | 13,206,169,000 |
| Noninterest-bearing deposits | 16,000 | 50,000 | 0 | 0 |
| Equity capital | 858,360,000 | 874,586,000 | 1,238,261,000 | 1,469,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 88,302,000 | 205,812,000 | 340,019,000 | 490,015,000 |
| Interest expense | 63,245,000 | 147,847,000 | 249,291,000 | 370,616,000 |
| Net interest income | 25,057,000 | 57,965,000 | 90,728,000 | 119,399,000 |
| Noninterest income | 8,900,000 | 60,477,000 | 151,072,000 | 271,851,000 |
| Noninterest expense | 19,990,000 | 75,808,000 | 167,148,000 | 286,691,000 |
| Provision for loan losses | 8,080,000 | 23,954,000 | 40,997,000 | 57,503,000 |
| Pretax income | 6,410,000 | 19,305,000 | 34,284,000 | 48,221,000 |
| Income tax | 2,145,000 | 5,923,000 | 9,938,000 | 13,594,000 |
| Net income | 4,265,000 | 13,382,000 | 24,346,000 | 34,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 943,236,000 | 952,354,000 | 1,307,318,000 | 1,528,599,000 |
| Total capital | 968,498,000 | 993,272,000 | 1,363,753,000 | 1,599,322,000 |
| Risk-weighted assets | 4,674,058,000 | 6,549,046,000 | 8,345,269,000 | 9,708,806,000 |