Call reports 2024
TOYOTA FINANCIAL SAVINGS BANK — 2024
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,971,011,000 | 6,328,154,000 | 6,943,221,000 | 7,201,036,000 |
| Total loans | 3,204,947,000 | 3,630,412,000 | 3,699,192,000 | 3,921,864,000 |
| Allowance for loan losses | 11,322,000 | 14,572,000 | 17,790,000 | 16,937,000 |
| Securities available for sale | 2,355,063,000 | 2,143,400,000 | 3,032,615,000 | 2,980,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,566,277,000 | 4,922,739,000 | 5,475,906,000 | 5,753,874,000 |
| Interest-bearing deposits | 4,566,276,000 | 4,922,739,000 | 5,475,906,000 | 5,753,874,000 |
| Noninterest-bearing deposits | 1,000 | 0 | 0 | 0 |
| Equity capital | 802,125,000 | 804,493,000 | 857,321,000 | 836,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 60,752,000 | 128,807,000 | 209,199,000 | 289,133,000 |
| Interest expense | 43,139,000 | 88,784,000 | 146,569,000 | 206,191,000 |
| Net interest income | 17,613,000 | 40,023,000 | 62,630,000 | 82,942,000 |
| Noninterest income | 871,000 | 1,826,000 | 2,944,000 | 4,398,000 |
| Noninterest expense | 9,613,000 | 18,133,000 | 28,857,000 | 38,512,000 |
| Provision for loan losses | 1,363,000 | 4,612,000 | 7,828,000 | 6,974,000 |
| Pretax income | 7,439,000 | 18,770,000 | 29,107,000 | 42,552,000 |
| Income tax | 1,932,000 | 4,595,000 | 7,207,000 | 11,010,000 |
| Net income | 5,507,000 | 14,175,000 | 21,900,000 | 31,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 912,937,000 | 921,605,000 | 929,330,000 | 938,972,000 |
| Total capital | 924,497,000 | 936,660,000 | 947,481,000 | 956,166,000 |
| Risk-weighted assets | 2,753,884,000 | 3,166,826,000 | 3,209,022,000 | 3,444,144,000 |