Call reports 2023
TOYOTA FINANCIAL SAVINGS BANK — 2023
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,903,502,000 | 5,375,247,000 | 5,473,355,000 | 5,600,155,000 |
| Total loans | 2,360,217,000 | 2,447,157,000 | 2,575,349,000 | 2,885,261,000 |
| Allowance for loan losses | 11,047,000 | 11,078,000 | 10,725,000 | 9,957,000 |
| Securities available for sale | 2,906,683,000 | 2,419,640,000 | 2,218,652,000 | 2,344,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,851,516,000 | 4,336,208,000 | 4,117,536,000 | 4,200,606,000 |
| Interest-bearing deposits | 4,851,513,000 | 4,336,205,000 | 4,117,014,000 | 4,200,606,000 |
| Noninterest-bearing deposits | 3,000 | 3,000 | 522,000 | 0 |
| Equity capital | 788,327,000 | 780,882,000 | 752,897,000 | 800,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 46,520,000 | 93,416,000 | 142,431,000 | 196,473,000 |
| Interest expense | 35,633,000 | 72,140,000 | 110,122,000 | 150,249,000 |
| Net interest income | 10,887,000 | 21,276,000 | 32,309,000 | 46,224,000 |
| Noninterest income | 919,000 | 1,856,000 | 2,793,000 | 3,726,000 |
| Noninterest expense | 9,395,000 | 17,886,000 | 25,391,000 | 34,220,000 |
| Provision for loan losses | -120,000 | 911,000 | 556,000 | -213,000 |
| Pretax income | 2,571,000 | 4,209,000 | 8,149,000 | 15,764,000 |
| Income tax | 1,109,000 | 1,558,000 | 2,649,000 | 4,993,000 |
| Net income | 1,462,000 | 2,651,000 | 5,500,000 | 10,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 912,504,000 | 914,556,000 | 902,158,000 | 907,430,000 |
| Total capital | 923,751,000 | 925,734,000 | 913,765,000 | 917,583,000 |
| Risk-weighted assets | 1,948,237,000 | 2,026,471,000 | 2,152,221,000 | 2,438,501,000 |