Call reports 2022
TOYOTA FINANCIAL SAVINGS BANK — 2022
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,580,083,000 | 5,288,632,000 | 6,351,558,000 | 6,590,970,000 |
| Total loans | 1,861,950,000 | 1,950,633,000 | 2,179,983,000 | 2,344,654,000 |
| Allowance for loan losses | 11,332,000 | 12,708,000 | 10,342,000 | 11,165,000 |
| Securities available for sale | 2,004,596,000 | 2,626,856,000 | 3,504,887,000 | 3,819,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,518,294,000 | 4,312,178,000 | 5,429,231,000 | 5,638,043,000 |
| Interest-bearing deposits | 3,518,283,000 | 4,312,162,000 | 5,429,217,000 | 5,638,032,000 |
| Noninterest-bearing deposits | 11,000 | 16,000 | 14,000 | 11,000 |
| Equity capital | 848,041,000 | 811,978,000 | 749,701,000 | 766,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,653,000 | 43,188,000 | 79,423,000 | 126,197,000 |
| Interest expense | 8,005,000 | 19,645,000 | 42,658,000 | 77,093,000 |
| Net interest income | 10,648,000 | 23,543,000 | 36,765,000 | 49,104,000 |
| Noninterest income | 941,000 | 1,530,000 | 2,431,000 | 3,953,000 |
| Noninterest expense | 6,574,000 | 12,351,000 | 20,003,000 | 29,388,000 |
| Provision for loan losses | -748,000 | 626,000 | -1,751,000 | -946,000 |
| Pretax income | 5,603,000 | 11,825,000 | 20,538,000 | 24,225,000 |
| Income tax | 1,299,000 | 2,768,000 | 4,817,000 | 6,137,000 |
| Net income | 4,304,000 | 9,057,000 | 15,721,000 | 18,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 912,158,000 | 916,911,000 | 908,675,000 | 911,042,000 |
| Total capital | 923,782,000 | 929,747,000 | 919,158,000 | 922,336,000 |
| Risk-weighted assets | 1,466,040,000 | 1,560,712,000 | 1,838,961,000 | 2,017,443,000 |