Call reports 2021
TOYOTA FINANCIAL SAVINGS BANK — 2021
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,508,374,000 | 2,682,602,000 | 3,597,650,000 | 4,410,685,000 |
| Total loans | 1,705,340,000 | 1,687,278,000 | 1,752,473,000 | 1,816,297,000 |
| Allowance for loan losses | 8,309,000 | 9,752,000 | 10,689,000 | 12,078,000 |
| Securities available for sale | 9,675,000 | 451,853,000 | 1,234,634,000 | 1,206,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,394,817,000 | 1,565,569,000 | 2,484,808,000 | 3,299,457,000 |
| Interest-bearing deposits | 1,394,817,000 | 1,565,565,000 | 2,484,233,000 | 3,299,456,000 |
| Noninterest-bearing deposits | 0 | 4,000 | 575,000 | 1,000 |
| Equity capital | 897,229,000 | 900,093,000 | 899,152,000 | 896,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,912,000 | 28,106,000 | 43,743,000 | 60,896,000 |
| Interest expense | 4,602,000 | 9,327,000 | 15,165,000 | 22,483,000 |
| Net interest income | 9,310,000 | 18,779,000 | 28,578,000 | 38,413,000 |
| Noninterest income | 962,000 | 2,315,000 | 3,484,000 | 4,661,000 |
| Noninterest expense | 5,998,000 | 10,958,000 | 15,602,000 | 21,024,000 |
| Provision for loan losses | -221,000 | 969,000 | 1,905,000 | 3,293,000 |
| Pretax income | 4,434,000 | 9,115,000 | 14,487,000 | 18,657,000 |
| Income tax | 1,253,000 | 2,404,000 | 3,737,000 | 4,831,000 |
| Net income | 3,181,000 | 6,711,000 | 10,750,000 | 13,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 897,209,000 | 900,740,000 | 904,779,000 | 907,854,000 |
| Total capital | 906,008,000 | 910,898,000 | 915,838,000 | 920,197,000 |
| Risk-weighted assets | 865,885,000 | 1,051,262,000 | 1,291,180,000 | 1,383,363,000 |