Call reports 2020
TOYOTA FINANCIAL SAVINGS BANK — 2020
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,134,399,000 | 1,764,979,000 | 1,896,231,000 | 1,967,445,000 |
| Total loans | 1,017,167,000 | 1,543,759,000 | 1,614,310,000 | 1,696,138,000 |
| Allowance for loan losses | 6,131,000 | 6,834,000 | 7,804,000 | 8,528,000 |
| Securities available for sale | 7,962,000 | 7,667,000 | 7,469,000 | 10,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 805,495,000 | 1,337,855,000 | 1,500,789,000 | 1,560,499,000 |
| Interest-bearing deposits | 805,491,000 | 1,337,837,000 | 1,500,788,000 | 1,560,499,000 |
| Noninterest-bearing deposits | 4,000 | 18,000 | 1,000 | 0 |
| Equity capital | 171,829,000 | 173,535,000 | 175,867,000 | 194,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,967,000 | 20,840,000 | 33,861,000 | 47,252,000 |
| Interest expense | 5,671,000 | 12,704,000 | 18,716,000 | 23,776,000 |
| Net interest income | 3,296,000 | 8,136,000 | 15,145,000 | 23,476,000 |
| Noninterest income | 921,000 | 1,728,000 | 2,527,000 | 3,795,000 |
| Noninterest expense | 3,587,000 | 6,271,000 | 10,328,000 | 14,617,000 |
| Provision for loan losses | 1,656,000 | 2,344,000 | 2,999,000 | 3,726,000 |
| Pretax income | -1,080,000 | 1,166,000 | 4,428,000 | 9,001,000 |
| Income tax | -273,000 | 289,000 | 1,220,000 | 2,502,000 |
| Net income | -807,000 | 877,000 | 3,208,000 | 6,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,722,000 | 173,407,000 | 175,737,000 | 194,028,000 |
| Total capital | 177,853,000 | 180,241,000 | 183,541,000 | 202,556,000 |
| Risk-weighted assets | 604,948,000 | 663,546,000 | 706,129,000 | 803,286,000 |