Call reports 2019
TOYOTA FINANCIAL SAVINGS BANK — 2019
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,030,756,000 | 1,032,966,000 | 1,011,640,000 | 1,047,759,000 |
| Total loans | 808,439,000 | 824,062,000 | 889,144,000 | 932,679,000 |
| Allowance for loan losses | 3,606,000 | 3,729,000 | 4,244,000 | 4,458,000 |
| Securities available for sale | 46,895,000 | 9,833,000 | 9,075,000 | 8,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 849,905,000 | 850,976,000 | 831,754,000 | 817,981,000 |
| Interest-bearing deposits | 844,318,000 | 850,870,000 | 829,542,000 | 817,964,000 |
| Noninterest-bearing deposits | 5,587,000 | 106,000 | 2,212,000 | 17,000 |
| Equity capital | 173,252,000 | 173,994,000 | 172,085,000 | 172,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,582,000 | 17,129,000 | 25,580,000 | 34,108,000 |
| Interest expense | 5,384,000 | 10,752,000 | 16,303,000 | 22,233,000 |
| Net interest income | 3,198,000 | 6,377,000 | 9,277,000 | 11,875,000 |
| Noninterest income | 748,000 | 1,733,000 | 2,699,000 | 3,824,000 |
| Noninterest expense | 4,113,000 | 7,001,000 | 9,960,000 | 12,781,000 |
| Provision for loan losses | 97,000 | 200,000 | 699,000 | 897,000 |
| Pretax income | -304,000 | 822,000 | 1,205,000 | 1,925,000 |
| Income tax | -81,000 | 212,000 | 316,000 | 505,000 |
| Net income | -223,000 | 610,000 | 889,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,239,000 | 173,903,000 | 171,997,000 | 172,528,000 |
| Total capital | 176,845,000 | 177,632,000 | 176,241,000 | 176,986,000 |
| Risk-weighted assets | 445,376,000 | 453,382,000 | 499,184,000 | 542,011,000 |