Call reports 2018
TOYOTA FINANCIAL SAVINGS BANK — 2018
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 923,067,000 | 920,495,000 | 955,822,000 | 1,028,840,000 |
| Total loans | 713,517,000 | 734,265,000 | 761,920,000 | 792,729,000 |
| Allowance for loan losses | 2,654,000 | 2,809,000 | 3,402,000 | 3,497,000 |
| Securities available for sale | 101,609,000 | 50,979,000 | 50,692,000 | 50,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,484,000 | 740,857,000 | 776,296,000 | 848,183,000 |
| Interest-bearing deposits | 743,409,000 | 740,801,000 | 776,183,000 | 848,103,000 |
| Noninterest-bearing deposits | 75,000 | 56,000 | 113,000 | 80,000 |
| Equity capital | 172,149,000 | 173,316,000 | 172,503,000 | 173,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,688,000 | 13,661,000 | 21,106,000 | 29,119,000 |
| Interest expense | 3,596,000 | 7,234,000 | 11,557,000 | 16,483,000 |
| Net interest income | 3,092,000 | 6,427,000 | 9,549,000 | 12,636,000 |
| Noninterest income | 726,000 | 1,606,000 | 2,495,000 | 3,191,000 |
| Noninterest expense | 3,411,000 | 6,030,000 | 8,800,000 | 11,556,000 |
| Provision for loan losses | 99,000 | 156,000 | 665,000 | 651,000 |
| Pretax income | 308,000 | 1,847,000 | 2,579,000 | 3,620,000 |
| Income tax | 131,000 | 548,000 | 742,000 | 1,034,000 |
| Net income | 177,000 | 1,299,000 | 1,837,000 | 2,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,398,000 | 173,419,000 | 172,613,000 | 173,393,000 |
| Total capital | 175,052,000 | 176,228,000 | 176,015,000 | 176,890,000 |
| Risk-weighted assets | 403,078,000 | 411,682,000 | 429,787,000 | 444,332,000 |