Call reports 2017
TOYOTA FINANCIAL SAVINGS BANK — 2017
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 931,904,000 | 964,578,000 | 930,254,000 | 937,822,000 |
| Total loans | 642,069,000 | 646,564,000 | 660,192,000 | 680,077,000 |
| Allowance for loan losses | 2,852,000 | 2,666,000 | 2,415,000 | 2,431,000 |
| Securities available for sale | 84,675,000 | 84,374,000 | 83,126,000 | 82,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 751,546,000 | 784,733,000 | 751,259,000 | 758,508,000 |
| Interest-bearing deposits | 751,500,000 | 784,676,000 | 751,139,000 | 758,458,000 |
| Noninterest-bearing deposits | 46,000 | 57,000 | 120,000 | 50,000 |
| Equity capital | 172,869,000 | 173,104,000 | 171,490,000 | 172,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,117,000 | 12,473,000 | 18,911,000 | 25,398,000 |
| Interest expense | 3,556,000 | 7,234,000 | 11,291,000 | 14,949,000 |
| Net interest income | 2,561,000 | 5,239,000 | 7,620,000 | 10,449,000 |
| Noninterest income | 752,000 | 1,373,000 | 2,141,000 | 2,886,000 |
| Noninterest expense | 3,356,000 | 6,515,000 | 9,583,000 | 12,239,000 |
| Provision for loan losses | -1,302,000 | -1,556,000 | -1,793,000 | -2,001,000 |
| Pretax income | 1,165,000 | 1,559,000 | 1,877,000 | 3,003,000 |
| Income tax | 398,000 | 560,000 | 674,000 | 1,068,000 |
| Net income | 767,000 | 999,000 | 1,203,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,920,000 | 173,152,000 | 171,506,000 | 172,236,000 |
| Total capital | 175,772,000 | 175,826,000 | 173,930,000 | 174,667,000 |
| Risk-weighted assets | 359,411,000 | 370,515,000 | 372,569,000 | 383,579,000 |