Call reports 2016
TOYOTA FINANCIAL SAVINGS BANK — 2016
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 883,347,000 | 895,258,000 | 857,575,000 | 922,009,000 |
| Total loans | 607,170,000 | 608,482,000 | 612,835,000 | 632,730,000 |
| Allowance for loan losses | 3,795,000 | 3,465,000 | 3,120,000 | 3,119,000 |
| Securities available for sale | 9,502,000 | 39,495,000 | 45,986,000 | 49,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,429,000 | 716,587,000 | 677,991,000 | 742,404,000 |
| Interest-bearing deposits | 704,211,000 | 716,560,000 | 677,816,000 | 742,185,000 |
| Noninterest-bearing deposits | 218,000 | 27,000 | 175,000 | 219,000 |
| Equity capital | 171,219,000 | 171,554,000 | 172,164,000 | 172,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,836,000 | 11,490,000 | 17,143,000 | 22,899,000 |
| Interest expense | 3,867,000 | 7,199,000 | 10,628,000 | 14,057,000 |
| Net interest income | 1,969,000 | 4,291,000 | 6,515,000 | 8,842,000 |
| Noninterest income | 938,000 | 1,344,000 | 2,174,000 | 2,921,000 |
| Noninterest expense | 3,513,000 | 6,350,000 | 9,276,000 | 12,147,000 |
| Provision for loan losses | -534,000 | -910,000 | -1,959,000 | -2,095,000 |
| Pretax income | -178,000 | 89,000 | 1,266,000 | 1,605,000 |
| Income tax | 3,000 | 103,000 | 541,000 | 701,000 |
| Net income | -181,000 | -14,000 | 725,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,068,000 | 171,236,000 | 171,975,000 | 172,094,000 |
| Total capital | 174,863,000 | 174,710,000 | 175,098,000 | 175,213,000 |
| Risk-weighted assets | 346,896,000 | 339,957,000 | 335,573,000 | 345,414,000 |