Call reports 2015
TOYOTA FINANCIAL SAVINGS BANK — 2015
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 917,725,000 | 929,697,000 | 909,131,000 | 952,301,000 |
| Total loans | 858,062,000 | 859,321,000 | 833,416,000 | 603,738,000 |
| Allowance for loan losses | 17,183,000 | 14,857,000 | 4,086,000 | 4,036,000 |
| Securities available for sale | 9,042,000 | 8,761,000 | 9,770,000 | 9,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,503,000 | 739,355,000 | 741,289,000 | 766,511,000 |
| Interest-bearing deposits | 711,964,000 | 738,396,000 | 740,086,000 | 761,673,000 |
| Noninterest-bearing deposits | 539,000 | 959,000 | 1,203,000 | 4,838,000 |
| Equity capital | 169,293,000 | 173,665,000 | 157,657,000 | 171,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,557,000 | 22,937,000 | 34,715,000 | 41,204,000 |
| Interest expense | 3,317,000 | 6,793,000 | 10,331,000 | 14,445,000 |
| Net interest income | 8,240,000 | 16,144,000 | 24,384,000 | 26,759,000 |
| Noninterest income | 4,265,000 | 8,657,000 | 12,757,000 | 36,862,000 |
| Noninterest expense | 3,698,000 | 7,342,000 | 10,915,000 | 15,644,000 |
| Provision for loan losses | 1,193,000 | 3,009,000 | 3,779,000 | 3,583,000 |
| Pretax income | 7,614,000 | 14,450,000 | 22,447,000 | 44,394,000 |
| Income tax | 3,105,000 | 5,517,000 | 8,545,000 | 16,817,000 |
| Net income | 4,509,000 | 8,933,000 | 13,902,000 | 27,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,103,000 | 173,503,000 | 157,503,000 | 171,157,000 |
| Total capital | 176,636,000 | 180,958,000 | 161,754,000 | 175,193,000 |
| Risk-weighted assets | 592,835,000 | 588,897,000 | 567,418,000 | 339,704,000 |